Clint J. Priest on LinkedIn: Strong. Stable. Private. MidFirst Bank (2024)

The world of finance revolves around trust and stability, and at the core of this lies the Capital Adequacy Ratio (CAR). This crucial metric measures a bank's financial health, ensuring it has the capital to navigate economic challenges.A higher CAR signifies resilience, while a lower one hints at elevated risk. A low CAR can lead to bank failures, reduced lending, asset depreciation, and economic instability. On the other hand, a high CAR fosters stability, lower interest rates, competitive advantages, and better investment opportunities.A low CAR may risk deposits, lower asset values, and limit investment choices, affecting not just your finances but the broader economy. It's vital for both customers and banks to understand and appreciate the significance of the CAR, a measure that stands at the crossroads of financial well-being and risk mitigation.For more insights into the intricate world of finance and how metrics like the Capital Adequacy Ratio impact your financial well-being, dive into our latest blog post 👇🏻https://lnkd.in/eNVNy86W#FinancialLiteracy #Banking #WealthManagement #FinancialHealth #RiskMitigation #EQIBank

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Aegis FinServ Corp™ #Bank #Intelligence councils #Banks, #FinTech, #DigitalBanqs and Credit Unions. Many cannot meet new cost centers, merger is the best path. Designated Failed Institutions is not going to see FDIC Receivership. We expect mandatory merge/consolidation. Talk to #AegisFS about smart banking options. https://lnkd.in/ecvJeCc4

Our audience is diving straight in at #RiskEvolve with a fantastic keynote session delivered by Steve Stearns, Matthias Bergner, George Koutsoudis, and moderated by Charles A. Richard III as we explore #banking resilience and discuss pivotal lessons that have been learned a year on since the 2023 banking crisis📉#Balancesheetmanagement and #ALM strategies have evolved in the wake of #SVB’s downfall, offering invaluable lessons for navigating uncertainty. Today, we turn our focus to the impact on operations across Santander, Standard Chartered, Tesco Bank, and many more diverse financial institutions, their #resilience response, and best practices to mitigate future risks…

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Aegis FinServ Corp™ #Bank #Intelligence councils #Banks, #FinTech, #DigitalBanqs and Credit Unions. Many cannot meet new cost centers, merger is the best path. Designated Failed Institutions is not going to see FDIC Receivership. We expect mandatory merge/consolidation. Talk to #AegisFS about smart banking options. https://lnkd.in/ecvJeCc4

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Aegis FinServ Corp™ #Bank #Intelligence councils #Banks, #FinTech, #DigitalBanqs and Credit Unions. Many cannot meet new cost centers, merger is the best path. Designated Failed Institutions is not going to see FDIC Receivership. We expect mandatory merge/consolidation. Talk to #AegisFS about smart banking options. https://lnkd.in/eJBu4EPa

When deciding on the right #bank for your international operations, the Texas ratio often emerges as a critical consideration. To deepen your understanding of this metric and its potential implications for your business operations, we encourage you to explore our blog and learn:✅ What is the Texas ratio, and why is it important✅ What insights the Texas ratio offers about a bank's financial health✅ How to effectively utilize the Texas ratio in bank selection✅ Additional factors to keep in mind when choosing a bank#EQIBank #DigitalBanking #OnlineBankinghttps://lnkd.in/e-3Qf7jB

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🌟 **Kickstarting the Week:** Excited to share insights from my role at Coronation Merchant Bank. In the dynamic world of banking, well-managed facilities are more than structures; they're strategic assets. How do you believe effective facility management contributes to a bank's success? Let's dive into the conversation! 💼🏦 #FacilityBankingInsights #mondaymotivation

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Aegis FinServ Corp™ #Bank #Intelligence councils #Banks, #FinTech, #DigitalBanqs and Credit Unions. Many cannot meet new cost centers, merger is the best path. Designated Failed Institutions is not going to see FDIC Receivership. We expect mandatory merge/consolidation. Talk to #AegisFS about smart banking options. American Bankers Association American Banker Florida Bankers Association NCUA https://lnkd.in/ecvJeCc4

𝘛𝘩𝘦 𝘥𝘦𝘧𝘪𝘯𝘪𝘵𝘪𝘰𝘯 𝘰𝘧 𝘢 𝘮𝘶𝘵𝘶𝘢𝘭 𝘣𝘢𝘯𝘬 ...𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘪𝘯 𝘴𝘦𝘳𝘷𝘪𝘤𝘦 𝘴𝘵𝘳𝘢𝘵𝘦𝘨𝘪𝘦𝘴. 𝘛𝘩𝘦 𝘴𝘵𝘰𝘳𝘺 𝘰𝘧 𝘵𝘸𝘰 leading 𝘣𝘢𝘯𝘬𝘴 - 𝘵𝘩𝘦 mutual bank 𝘪𝘴 𝘪𝘯𝘷𝘦𝘴𝘵𝘪𝘯𝘨 𝘪𝘯 𝘯𝘦𝘸 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘧𝘰𝘳 𝘪𝘵𝘴 𝘤𝘶𝘴𝘵𝘰𝘮𝘦𝘳𝘴. 𝘛𝘩𝘦 shareholder-owned bank (𝘣𝘰𝘵𝘵𝘰𝘮 𝘰𝘧 𝘱𝘢𝘨𝘦) 𝘪𝘴 𝘤𝘭𝘰𝘴𝘪𝘯𝘨 𝘣𝘳𝘢𝘯𝘤𝘩𝘦𝘴 𝘢𝘧𝘵𝘦𝘳 𝘢 𝘮𝘦𝘳𝘨𝘦𝘳.𝐁𝐚𝐧𝐤𝐬 𝐓𝐮𝐫𝐧 𝐭𝐨 𝐈𝐓𝐌𝐬 𝐭𝐨 𝐄𝐯𝐨𝐥𝐯𝐞 𝐁𝐫𝐚𝐧𝐜𝐡𝐞𝐬via Nika Cataldo, "and I think that a lot of financial institutions have a hard time defining that strategy and accepting that it is a service strategy not a growth strategy"Aleda DeMaria, Executive Vice President, Consumer Banking and Operations, @PeoplesBankhttps://lnkd.in/e7mqQtxC

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We like to treat our customers the way we would want to be treated – spending the time to help customers through financial transitions and achieve their goals. “If I was sitting on the opposite side of my desk, what would I want to hear?” – Rick Breashears, Assistant Banking Center Manager.Through all stages of your financial journey, MidFirst Bank is here to help you along the way.#MidFirstBank #TrueToYou

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